CEO & Founder
You and your family are thinking about your next steps. You want your studies to help you build a bright future. Let us help you finance your dreams.
Do you want to go to university or join a technical training program? We partner with leading schools across Africa to support you in continuing your education. Through student loans and career support, we can help you pursue your ambitions.
Paul wanted to continue to pursue his dream of continuing his studies in IT and International Relations.
I was starting to lose hope. I had been waiting two years to go back to school. I would still be at home without SFA. Once SFA came through, everything happened so quickly. Everything was processed and now I am at school.Paul Lawrence, Maseno University, Kenya
We are accessible.
Accessing financing for education is difficult across Africa. Banks offer student loans but require collateral and an existing banking relationship with them. Often, their repayment periods are short, and their loans don’t cover the total amount of tuition you need. Also, many use traditional credit scores, and most people in Africa (80%!) don’t have a credit history. To banks, lending to students, and often their parents is risky.
Government programs are helpful, but often only for the poor. Even if you qualify for these programs, it’s rarely enough to cover a year of school fees.
SFA works with you and your family to meet your needs through an innovative financing approach. We break down the barriers to accessing financing. Families need a better loan solution that can make education more accessible. SFA loans are built to meet your cash flow needs, minus the stress and complications.
We partner with leading schools across Africa that are proven to help students get successfully employed. Currently, we are adding programs regularly. If you don’t see your program, let us know.
Applying for an SFA loan is easy — here is how it works.
We require that a student applies with a primary borrower such as a parent or guardian. Access the SFA loan application above.
SFA provides students and parents/guardians with loans by using alternative data and a combination of demographic, geographic, financial, and other social indicators.
You start paying back the loan while you are in school in order to build your credit profile. Payment continues after you graduate and start working.
SFA lends up to 80% of the needed amount for attending classes.
SFA pays the educational institution on behalf of its borrowers
Monthly payments are made directly to SFA.
Once monthly payments have been made and the student maintains satisfactory grades, SFA releases the tuition needed for the next term directly to the school.
Currently, we only lend to a few programs. If you don’t see your program, sign up to be notified.
If you have completed your Moringa Prep course, you are eligible to apply for a loan for Moringa's Core Program through a partnership with Student Finance Africa.
To meet the financing gap for post-secondary loans, founder and CEO, Jennifer R. White, has assembled a core team of African and international experts in capital markets, data analytics and business strategy with over 30 years of combined experience.
The SFA team has worked across the world on behalf of global institutions including governments, leading financial institutions, Fortune 100 companies, international foundations and development finance institutions.
CEO & Founder
Product & Risk Management